No Interest Loans (NILS)

NILS provides people on low incomes with safe, fair and affordable credit. Loans can be used for things like fridges, washing machines, car repairs or medical expenses.

Loans can be between $300 – $2,000 and repayments are set at an affordable rate over a 12-24 month period. To be eligible you must have a Health Care or Pension card, or earn less than $57,000 a year after tax ($75,000 for joint applicants or people with children).

For more information, please visit the NILS website.

Available in Alice Springs, Katherine, Darwin and Palmerston regions

Funded through Good Shepherd Microfinance and Territory Families, Housing & Communities